At Northpointe Bank, we offer a range of loan programs to meet your needs. Our loan programs include:

1. FHA Home Loans: Ideal for first-time homebuyers, these loans are insured by the Federal Housing Administration. They offer flexible qualification requirements and lower down payment options.

2. VA Home Loans: Veterans and active-duty military personnel can benefit from VA loans, which are guaranteed by the U.S. Department of Veterans Affairs. These loans often come with zero down payment and competitive interest rates.

3. Conventional Loans: Backed by private lenders, these loans are not insured or guaranteed by the government. They offer various terms and down payment options based on your financial situation.

4. Jumbo Loans: If you require a loan amount exceeding conventional loan limits, our jumbo loans can meet your needs. These loans are designed for high-value properties and come with flexible terms.

5. Refinance Loans: If you're looking to refinance your existing mortgage, we offer refinancing options that can help you lower your interest rate, change your loan term, or access your home's equity.

6. USDA Loans: Our USDA loans are designed for rural property owners or those looking to purchase in eligible rural areas. These loans offer favorable terms, including 100% financing options.

7. Construction Loans: If you're planning to build your dream home, our construction loans provide the necessary funds to complete the project. You'll have flexible draw schedules and interest-only payments during construction.

8. Home Equity Loans: Tap into your home's equity with our home equity loans. Whether you need funds for home improvements, debt consolidation, or other expenses, these loans allow you to borrow against your property's value.

Please note that loan program availability may vary based on your location and financial profile. Contact us today to speak with one of our experienced loan advisors who can assist you in determining the best loan program for your specific needs.