At Northpointe Bank, we offer a range of loan programs to meet the needs of our clients. Here are some of the programs we provide:

1. Conventional Loans: Traditional home loans with fixed or adjustable interest rates and various term lengths.

2. FHA Loans: Backed by the Federal Housing Administration, these loans have flexible qualification criteria and lower down payment options.

3. VA Loans: Designed for eligible veterans, active-duty military personnel, and surviving spouses, VA loans offer competitive rates and easier qualification requirements.

4. USDA Loans: These loans are offered in rural and suburban areas and provide low-interest financing options for homebuyers with limited income.

5. Jumbo Loans: For borrowers who need larger loan amounts, jumbo loans offer financing beyond the limits set by conventional loan programs.

6. Renovation Loans: Our renovation loan programs allow borrowers to finance both the purchase of a home and the cost of renovations or repairs.

7. Investment Property Loans: We offer financing options specifically tailored for real estate investors looking to purchase rental properties.

8. First-Time Homebuyer Programs: We have programs designed to assist first-time homebuyers, providing down payment assistance and educational resources.

9. Refinance Loans: Our refinance options allow homeowners to lower their interest rates, shorten their loan terms, or tap into their home equity.

10. Home Equity Lines of Credit (HELOC): We provide HELOCs that allow homeowners to leverage the equity in their property for other financial needs.

Remember, each loan program has its own eligibility requirements and features. Our experienced loan advisors are here to guide you through the process and help you find the right loan program for your specific situation. Contact us today to get started on your home financing journey.