NMLS#
1009890
About
Northpointe Bank 2
Northpointe Bank is a financial institution that offers client-focused financial products and services. The bank aims to bring value to customers by empowering its employees to exceed customer expectations, delivering innovative technology, and supporting the communities it serves. Northpointe Bank is licensed by The Department of Financial Protection and Innovation under the California Finance Lenders Act.
Loan programs at
Northpointe Bank 2
- Conventional Loans: Northpointe Bank offers conventional loans, which are traditional mortgage loans that are not insured or guaranteed by the government. These loans typically require a higher down payment and have stricter qualification requirements.
- FHA Loans: The company provides FHA loans that are insured by the Federal Housing Administration. These loans are popular among first-time homebuyers as they often have more lenient credit and down payment requirements compared to conventional loans.
- VA Loans: Northpointe Bank offers VA loans, which are available to eligible veterans, active-duty service members, and their spouses. These loans are backed by the Department of Veterans Affairs and offer various benefits, including no down payment requirement and competitive interest rates.
- USDA Loans: The company provides USDA loans that are guaranteed by the United States Department of Agriculture. These loans are designed to assist low-to-moderate income borrowers in purchasing homes in rural areas. They offer competitive interest rates and may not require a down payment.
- Jumbo Loans: Northpointe Bank offers jumbo loans, which are mortgage loans that exceed the conforming loan limits set by Fannie Mae and Freddie Mac. These loans are suitable for those looking to finance higher-priced properties.
- Construction Loans: The company provides construction loans for individuals looking to build their own homes. These loans are tailored to meet the specific needs of the construction process, with funds released in stages as the construction progresses.
- Renovation Loans: Northpointe Bank offers renovation loans that allow homeowners to finance both the purchase of a property and the cost of renovations or repairs. These loans can be a convenient option for those looking to upgrade or renovate their existing homes.
- Home Equity Loans: The company provides home equity loans, which allow homeowners to borrow against the equity in their homes. These loans can be used for various purposes, such as home improvements, debt consolidation, or funding major expenses.
- Reverse Mortgages: Northpointe Bank offers reverse mortgages, a financial product available to homeowners aged 62 or older. This type of loan allows homeowners to convert a portion of their home's equity into cash, providing a source of income.
- Adjustable-Rate Mortgages (ARMs): The company provides adjustable-rate mortgages, where the interest rate is fixed for an initial period and then adjusts periodically based on market conditions. ARMs can be a suitable option for borrowers who plan to sell or refinance their homes before the rate adjustment period.
Note: This list is based on the provided information and may not be exhaustive.
States
is licensed to work in
Contact Lender
Dustin Mistelske B
6300 Dutchman's Pkwy, Louisville, KY 40205
(502) 9500 212