At NEXA Mortgage, LLC, we offer a range of loan programs designed to meet diverse financial needs. Our programs include:

1. Conventional Loans: These are traditional mortgage loans that adhere to loan limits set by government-sponsored enterprises such as Fannie Mae and Freddie Mac. Conventional loans typically require higher credit scores and down payments.

2. FHA Loans: Backed by the Federal Housing Administration, FHA loans help borrowers who may have lower credit scores or limited funds for a down payment. These loans have more flexible qualification criteria.

3. VA Loans: Available to qualified veterans, active-duty service members, and eligible spouses, VA loans offer attractive terms and require no down payment. They are guaranteed by the Department of Veterans Affairs.

4. USDA Loans: These loans are backed by the U.S. Department of Agriculture and are designed for low-to-moderate-income borrowers in rural areas. USDA loans provide competitive interest rates and require no down payment.

5. Jumbo Loans: If you're looking to finance a high-value property, our jumbo loan program can assist you. Jumbo loans exceed the conforming loan limits set by Fannie Mae and Freddie Mac.

6. Renovation Loans: For homebuyers interested in purchasing a fixer-upper or making updates to their current property, our renovation loan programs offer financing options to cover the costs of renovations.

7. First-time Homebuyer Loans: We provide loan programs specifically tailored to first-time homebuyers, offering supportive features and educational resources to make the home buying process smoother.

8. Reverse Mortgages: Designed for homeowners aged 62 and older, reverse mortgages allow you to tap into your home equity and receive payments to supplement retirement income or cover expenses.

9. Refinance Options: Whether you want to lower your monthly payments, shorten your loan term, or access cash from your home equity, our refinancing programs provide solutions to meet your goals.

Please note that specific details, eligibility criteria, and loan terms may vary for each program. Contact our team to explore which loan program suits your unique needs and financial situation.