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NEO Home Loans 1

NEO Home Loans 1

NMLS#

150953

About

NEO Home Loans 1

NEO Home Loans is a real estate lending company that aims to provide reliable mortgage services. With a rich legacy of 23 years, NEO Home Loans has served numerous satisfied clients and business partners. In December 2021, Apex Home Loans Inc., our predecessor, was acquired by Celebrity Home Loans. Legacy matters related to Apex Home Loans Inc. can be addressed by reaching out to askhr@celebrityhomeloans.com. However, our dedicated team from Apex Home Loans continues to serve our valued past clients. If you require assistance with a new mortgage, please contact Amy Bell at 301.610.5635 or abell@apexhomeloans.com. We appreciate your past business and support, and the entire Apex Home Loans legacy team wishes you all the best!

Loan programs at

NEO Home Loans 1

1. Conventional Loans: NEO Home Loans offers conventional loans, which are traditional mortgage loans that are not insured or guaranteed by the government. These loans typically require a down payment and have varying interest rates and terms.

2. FHA Loans: The company provides FHA (Federal Housing Administration) loans, which are insured by the government. These loans offer more flexible qualification requirements and lower down payment options for eligible borrowers.

3. VA Loans: NEO Home Loans offers VA (Department of Veterans Affairs) loans, designed specifically for veterans, active-duty service members, and eligible surviving spouses. These loans provide favorable terms and often require little to no down payment.

4. USDA Loans: The company provides USDA (United States Department of Agriculture) loans, which are designed for rural and suburban homebuyers. These loans offer low-interest rates and flexible eligibility requirements, making homeownership more accessible in qualifying areas.

5. Jumbo Loans: NEO Home Loans offers jumbo loans, which exceed the limits set by government-sponsored loan programs. These loans are ideal for purchasing high-value properties and may require a larger down payment and stricter qualification criteria.

6. Fixed-Rate Loans: The company offers fixed-rate loans, where the interest rate remains constant throughout the loan term. This provides stability and predictable monthly payments for homeowners.

7. Adjustable-Rate Loans: NEO Home Loans also provides adjustable-rate loans (ARMs), where the interest rate is initially lower than a fixed-rate loan but can change over time. ARMs may be suitable for borrowers planning to sell or refinance before the rate adjustment.

8. Refinance Loans: The company offers refinancing options, allowing borrowers to replace their current mortgage with a new loan. Refinancing can help reduce interest rates, adjust loan terms, or access equity in the property.

9. Construction Loans: NEO Home Loans provides construction loans for individuals looking to build their own homes. These loans provide financing during the construction phase and can later be converted into a traditional mortgage.

10. Investment Property Loans: The company offers loans specifically tailored to individuals interested in purchasing investment properties. These loans help finance the acquisition of residential properties for rental purposes.

11. Reverse Mortgages: NEO Home Loans provides reverse mortgages, allowing eligible homeowners aged 62 and older to convert part of their home equity into loan proceeds. Reverse mortgages are repaid when the homeowner sells the property or passes away.

12. Second Home Loans: The company offers loans for second homes, providing financing options for individuals looking to purchase a vacation home or a secondary residence.

Please note: For further details, eligibility criteria, and loan requirements, we recommend contacting NEO Home Loans directly or visiting their official website for the most up-to-date information.

States

NEO Home Loans 1

is licensed to work in

Alabama (22972), Arkansas (123661), Arizona (0924552), California (41DBO-49718), District of Columbia (MLB150953, MLB150953), Illinois (MB.6761131), Massachusetts (MC150953, MC150953, MC150953, MC150953), Maryland (150953), Minnesota (MN-OX-150953, MN-SX-150953, MN-OX-150953.1, MN-SX-150953.1), North Dakota (ML104313), New Hampshire (24508-MB), New Jersey (), New Mexico (), Nevada (5534, 5766), Ohio (RMX.850328.000), Oregon (), Rhode Island (20224382LL, 20234679LB), Vermont (LL-150953, MB-150953-1, LS-150953-1, LL-150953-1, LS-150953-1, MB-150953-1), Washington (CL-150953), West Virginia (ML-150953, MB-150953)

Contact Lender

2400 Research Blvd, Suite 400, Rockville, MD 20850

(301) 6877 520

Addy AI

945 Market St, Suite 501

San Francisco, CA 94103

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Copyright © 2024 Addy AI, Inc.

Addy AI

945 Market St, Suite 501

San Francisco, CA 94103

Resources

Social

Company

Copyright © 2024 Addy AI, Inc.