Loan Programs:

1. Conventional Loans: Standard mortgage options with fixed or adjustable interest rates for borrowers with good credit and a steady income.

2. FHA Loans: Government-backed loans that are accessible to borrowers with lower credit scores and offer flexible down payment options.

3. VA Loans: Loans exclusively available to eligible veterans, active-duty service members, and surviving spouses, providing competitive rates and no down payment requirements.

4. USDA Loans: Designed for low-to-moderate income borrowers in rural areas, these loans offer 100% financing and may have lower interest rates.

5. Jumbo Loans: For borrowers looking to finance higher-value properties beyond the conforming loan limits, allowing flexibility with loan terms and competitive rates.

6. Renovation Loans: Specialized loans that provide financing for home renovations or improvements, often bundled with the initial mortgage.

7. Refinance Options: Various refinancing programs to help borrowers lower their monthly payments, reduce interest rates, or access equity in their homes.

8. Investment Property Loans: Specifically designed for purchasing or refinancing non-owner occupied properties such as rental homes or vacation rentals.

9. Construction Loans: Financing options for borrowers interested in building their own homes, with funds disbursed gradually during the construction process.

Please note that terms and eligibility criteria may apply. Contact NBKC Bank for more details on each loan program.