Our real estate lending company offers a range of loan programs to cater to the diverse needs of our clients. Here are the programs and some details about each:

1. Conventional Loans: Traditional financing options with fixed or adjustable interest rates for purchasing or refinancing properties.

2. FHA Loans: Federal Housing Administration-backed loans that provide flexible credit requirements and low down payment options for eligible borrowers.

3. VA Loans: Loans specifically designed for veterans, active-duty military personnel, and their families, offering competitive interest rates, no down payment, and favorable terms.

4. USDA Loans: United States Department of Agriculture loans for rural and suburban homebuyers, featuring no down payment requirement and affordable interest rates.

5. Jumbo Loans: Financing solutions for high-value properties, exceeding the conventional loan limits, with adjustable or fixed interest rates.

6. Adjustable-Rate Mortgages (ARM): Loans with an initial fixed-rate period followed by adjustable rates, providing flexibility for those planning to stay in the property for a shorter duration.

7. Renovation Loans: Programs that combine the cost of home purchase or refinance with funds for property renovations or repairs, including FHA 203(k) and Fannie Mae HomeStyle loans.

8. Investment Property Loans: Tailored financing options for purchasing or refinancing residential investment properties, including single-family homes, condos, and multi-unit buildings.

9. Construction Loans: Short-term loans to finance the construction of new homes or major renovations, converting into permanent financing once the project is complete.

Please note that eligibility criteria, interest rates, and loan terms may vary depending on individual circumstances and market conditions.