Loan Programs:

1. Conventional Loans: We offer conventional loans which are not insured or guaranteed by the government. These loans typically require a higher credit score and down payment, but may offer competitive interest rates.

2. FHA Loans: Our company also provides Federal Housing Administration (FHA) loans. These loans are backed by the government and often have more flexible qualification criteria, making them accessible to borrowers with lower credit scores and smaller down payments.

3. VA Loans: For eligible veterans and service members, we offer VA loans. These loans are guaranteed by the Department of Veterans Affairs and provide unique benefits such as zero down payment options and no private mortgage insurance requirements.

4. USDA Loans: Mutual of Omaha Mortgage, Inc. offers USDA loans, specifically designed for individuals and families in rural areas. These loans are backed by the U.S. Department of Agriculture and provide low-interest rates and favorable terms.

5. Jumbo Loans: If you need to finance a home loan that exceeds the conforming loan limits set by government-sponsored enterprises like Fannie Mae and Freddie Mac, our company provides jumbo loans to meet your needs.

6. Reverse Mortgages: We offer reverse mortgages for seniors aged 62 and older. These loans allow homeowners to convert a portion of their home equity into usable funds while continuing to live in their home.

7. Refinance Options: Mutual of Omaha Mortgage, Inc. provides various refinancing options to help homeowners reduce their monthly mortgage payments, change loan terms, or tap into their home equity for cash.

8. FHA 203k Rehabilitation Loans: If you're looking to purchase or refinance a home that needs repairs or renovations, our FHA 203k Rehabilitation Loans can provide the necessary funds and help you bring your dream home to life.

Please note that specific eligibility requirements, loan terms, and interest rates may vary for each program. For detailed information and personalized assistance, we recommend contacting our Senior Mortgage Loan Originator, Robert Ferger, using the contact details provided above.