- Loan Programs:

1. Conventional Loans: Traditional mortgage loans that are not insured or guaranteed by the government.

2. FHA Loans: Home loans insured by the Federal Housing Administration, offering flexible qualification criteria and low down payment options.

3. VA Loans: Specifically designed for eligible veterans, active-duty service members, and surviving spouses, providing favorable terms and benefits.

4. USDA Loans: Backed by the U.S. Department of Agriculture, these loans are available to finance homes in eligible rural areas for low-to-moderate-income borrowers.

5. Jumbo Loans: Non-conforming mortgages that exceed the loan limits set by Fannie Mae and Freddie Mac, ideal for financing luxury or high-value properties.

6. Renovation Loans: Options to finance home renovations or improvements, such as FHA 203(k) loans or Homestyle® Renovation mortgages.

7. Fixed-Rate Mortgages: Loans with a fixed interest rate throughout the loan term, providing stability and predictable monthly payments.

8. Adjustable-Rate Mortgages (ARMs): Mortgages with an initial fixed-rate period, after which the interest rate adjusts periodically based on market conditions.

9. Reverse Mortgages: Home equity conversion mortgages (HECMs) that allow eligible homeowners age 62 and older to convert home equity into cash.

10. Construction Loans: Financing options to build a new home, including construction-to-permanent loans and one-close construction loans.

11. Bridge Loans: Short-term loans intended to bridge the gap between buying a new home and selling your current one.

12. Down Payment Assistance Programs: Resources and programs to help eligible buyers with down payment and closing cost expenses.

13. HomeReady® and Home Possible® Loans: Affordable loan options with flexible requirements and reduced mortgage insurance coverage.

14. Manufactured and Mobile Home Loans: Financing solutions designed for the purchase or refinance of manufactured or mobile homes.

15. Investment Property Loans: Loans for purchasing or refinancing residential investment properties, including single-family homes and multi-unit properties.