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At Movement Mortgage, we offer a variety of loan programs to cater to our clients' diverse needs. Here are some of the programs we provide:

1. Conventional Loans: These loans are not insured or guaranteed by the government and typically require a minimum down payment of 3%. They are suitable for borrowers with good credit scores and stable income.

2. FHA Loans: Backed by the Federal Housing Administration (FHA), these loans enable borrowers to secure financing with a lower down payment option (usually 3.5%). They offer lenient credit requirements, making them an attractive choice for first-time homebuyers or individuals with lower credit scores.

3. VA Loans: Exclusively available to eligible veterans, active-duty service members, and surviving spouses, VA loans are guaranteed by the Department of Veterans Affairs. They provide flexible terms, no down payment requirement, and competitive interest rates to help our military personnel achieve homeownership.

4. USDA Loans: Those looking to buy homes in eligible rural areas may consider USDA loans. Offered by the United States Department of Agriculture (USDA), these loans provide 100% financing options and have more relaxed credit and income requirements.

5. Jumbo Loans: Designed for borrowers seeking higher loan amounts than those allowed by conventional loan limits, jumbo loans accommodate property purchases exceeding those thresholds. These loans often require a larger down payment and have stricter qualifying criteria.

6. Renovation Loans: Our renovation loan programs allow you to combine your mortgage with funds for home improvements or repairs. Whether you're purchasing a fixer-upper or renovating your existing property, these loans provide the necessary financing to make your vision a reality.

7. Reverse Mortgages: Specifically designed for homeowners aged 62 and older, reverse mortgages allow you to convert part of your home equity into loan funds. Repayment is usually deferred until the borrower sells the home, moves out, or passes away.

Please note that each loan program has specific requirements, terms, and conditions. Our expert loan officers can guide you through the available options, helping you choose the loan program that best fits your unique circumstances.