- **Conventional Loans**: Motto Mortgage Midwest offers conventional loans, which are mortgage loans that are not insured or guaranteed by a government agency. These loans typically have fixed or adjustable interest rates and require a down payment of at least 3%.

- **FHA Loans**: FHA loans, insured by the Federal Housing Administration, are available for those who may not qualify for conventional loans. With lower credit score requirements and a down payment as low as 3.5%, FHA loans can be an attractive option for first-time homebuyers.

- **VA Loans**: Military personnel, veterans, and their families can benefit from VA loans provided by Motto Mortgage Midwest. These loans are guaranteed by the Department of Veterans Affairs and offer favorable terms, including no down payment requirement and competitive interest rates.

- **USDA Loans**: Motto Mortgage Midwest also offers USDA loans, which are backed by the United States Department of Agriculture. These loans are designed for rural and suburban homebuyers and provide affordable financing options with no down payment requirement.

- **Jumbo Loans**: For those looking to finance a higher-priced home, Motto Mortgage Midwest provides jumbo loans. These loans exceed the conventional loan limits set by Fannie Mae and Freddie Mac, enabling borrowers to secure financing for luxury properties.

- **Fixed-Rate Mortgages**: Customers can choose fixed-rate mortgages, where the interest rate remains constant throughout the loan term, providing stability and predictability in monthly payments.

- **Adjustable-Rate Mortgages (ARM)**: Motto Mortgage Midwest also offers adjustable-rate mortgages, where the interest rate is subject to periodic adjustments based on market conditions. This loan option may be suitable for those who anticipate selling the property or refinancing within a specific period.

- **Renovation Loans**: Customers interested in purchasing a fixer-upper property can explore renovation loan options provided by Motto Mortgage Midwest. These loans include the cost of home improvements, making it easier to finance both the purchase and renovation of a property.

Please note that the information provided is based on the given context and may not represent the full range of loan programs offered by Motto Mortgage Midwest. It is recommended to visit their official website or consult with their professionals for more detailed and up-to-date information.