Loan Programs:

1. Conventional Loans: MiMutual Mortgage offers conventional loans, which are the most common mortgage option. These loans typically require a down payment and have a fixed or adjustable interest rate.

2. FHA Loans: The company provides FHA loans backed by the Federal Housing Administration. These loans are suitable for first-time homebuyers and borrowers with low credit scores or limited funds for a down payment.

3. VA Loans: MiMutual Mortgage offers VA loans exclusively for veterans, service members, and their eligible spouses. These loans come with favorable terms, no down payment requirement, and competitive interest rates.

4. USDA Loans: The company's loan program includes USDA loans designed to help low-to-moderate-income borrowers in rural areas achieve homeownership. These loans offer 100% financing options and flexible credit requirements.

5. Jumbo Loans: MiMutual Mortgage provides jumbo loans for borrowers who need larger loan amounts that exceed the conforming loan limits set by Fannie Mae and Freddie Mac.

6. Renovation Loans: The company offers renovation loans, such as FHA 203(k) and Fannie Mae HomeStyle loans, which provide funding for both the purchase of a home and its renovation or remodeling.

7. Construction Loans: MiMutual Mortgage provides construction loans for individuals looking to build their dream homes. These loans offer financing during the construction phase and can be converted into a permanent mortgage after completion.

8. Reverse Mortgages: The company offers reverse mortgages, allowing homeowners aged 62 and older to convert a portion of their home's equity into tax-free income or a line of credit.

9. Refinance Options: MiMutual Mortgage provides various refinancing options, including rate-and-term refinancing and cash-out refinancing, allowing homeowners to lower their interest rates or access their home's equity.

Please note that loan program availability may vary based on location and individual borrower qualifications. Contact a MiMutual Mortgage loan officer for more specific information and eligibility requirements.