- Conventional Mortgage: Offers flexibility, competitive interest rates, and various repayment options.

- USDA Home Loans: Backed by the US Department of Agriculture, designed for rural area buyers with little to no down payment.

- Jumbo Loans: For high-value properties exceeding standard limits, catering to luxury or high-cost homes.

- VA Home Loans: Government-backed loans for Veterans, service members, and surviving spouses, featuring competitive rates and no down payment or PMI requirements.

- Bridge Loans: Provides short-term financing to facilitate smooth transition between current and new homes.

- FHA Home Loans: Created by the Federal Housing Administration, assists borrowers with lower credit scores or limited down payments in purchasing homes.

- Investment Property Loans: Funding options for owning rental homes.

- Construction and Lot Loans: Finance land purchases or construction of new homes.

- Rate & Term Refinance: Adjust mortgage terms to lower monthly payments or pay off the loan faster.

- Cash-Out Refinance: Tap into home's equity for major expenses or home improvements.

- FHA & VA Streamline Refinance: Lower rate or change term length on FHA or VA loans.

- Digital Mortgage: Apply easily online using a mobile device or computer, guided process with quick pre-qualification and faster closing.

- Home Improvement Loans: Finance renovations, repairs, or upgrades without the need to move.

- Benefits of Getting a Mortgage with Midland States Bank: Online application, competitive rates, full-service approach, world-class customer service, and knowledgeable mortgage experts.

- FAQ Section: Answers to common questions about mortgage types, insurance, refinancing, applying for a mortgage, and starting the homebuying process.