- **Fixed-rate mortgages:** Mid-Island Mortgage Corp. offers fixed-rate mortgages where the interest rate remains constant throughout the loan term, providing stability for borrowers who prefer predictable monthly payments.

- **Adjustable-rate mortgages (ARMs):** The company also provides adjustable-rate mortgages, which have an initial fixed-rate period followed by periodic rate adjustments based on market conditions. ARMs can be suitable for borrowers who anticipate changes in their financial situation or plan to sell their property in the near future.

- **FHA loans:** Mid-Island Mortgage Corp. offers FHA loans, which are backed by the Federal Housing Administration. These loans are designed to assist first-time homebuyers with low down payment requirements and flexible credit qualifications.

- **VA loans:** The company provides VA loans, which are available to eligible service members, veterans, and surviving spouses. VA loans offer competitive interest rates, no mortgage insurance requirement, and the ability to finance up to 100% of a home's value.

- **Jumbo loans:** Mid-Island Mortgage Corp. offers jumbo loans for borrowers who need financing beyond the conforming loan limits set by Fannie Mae and Freddie Mac. These loans enable individuals to purchase high-value properties with competitive interest rates.

- **USDA loans:** The company provides USDA loans, insured by the U.S. Department of Agriculture. These loans offer attractive terms for borrowers in designated rural and suburban areas, including low or no down payment options.

- **Reverse mortgages:** Mid-Island Mortgage Corp. offers reverse mortgages, a financial tool for homeowners aged 62 and older. Reverse mortgages allow qualified individuals to convert a portion of their home equity into loan proceeds, providing additional financial flexibility during retirement.

- **Construction loans:** The company provides construction loans, allowing borrowers to build their dream home from the ground up. This financing option provides funds in stages as the construction progresses, ensuring the availability of necessary funds throughout the building process.

- **Renovation loans:** Mid-Island Mortgage Corp. offers renovation loans that enable borrowers to finance home improvements or repairs in a single mortgage transaction. These loans can be an excellent choice for homeowners looking to upgrade their existing properties.

Please note that additional eligibility criteria and documentation may be required for each loan program. It is recommended to contact Mid-Island Mortgage Corp. directly for further details on specific loan programs, rates, and terms.