CONVENTIONAL LOAN: A traditional mortgage option that is not insured or guaranteed by the government. It offers flexible terms and competitive interest rates.

VA LOAN: Exclusive to eligible veterans and active-duty service members, this loan is guaranteed by the Department of Veterans Affairs. It provides favorable terms, including no down payment and reduced closing costs.

FHA LOAN: Backed by the Federal Housing Administration, this loan is available to a wide range of borrowers and offers low down payment options. It is particularly suitable for first-time homebuyers.

USDA RD LOAN: Offered by the United States Department of Agriculture, this loan is designed for rural property purchases. It provides low-interest rates and flexible credit requirements.

JUMBO LOAN: This loan is specifically for financing high-value properties that exceed conventional loan limits. It enables borrowers to purchase luxury homes or properties in expensive areas.

CONSTRUCTION LOAN: Designed for those building a new home from scratch or undergoing significant renovations, this loan provides the necessary funds in stages throughout the construction process.

RENOVATION LOAN: This loan allows homeowners to finance home improvements, upgrades, or structural repairs. It simplifies the borrowing process by combining the home purchase or refinancing with renovation costs.

REVERSE MORTGAGE: Tailored for homeowners aged 62 and older, this loan allows them to convert part of their home equity into cash without having to make monthly mortgage payments. Repayment is typically deferred until the homeowner sells the property or passes away.