NMLS#
209951
About
Maine Choice Mortgage LLC 2
Maine Choice Mortgage LLC is committed to simplifying the home loan process and helping clients find the right home. Their mobile app guides applicants through mortgage financing, connecting them directly with loan officers and realtors. They offer resources such as mortgage calculators, step-by-step guides, and various loan programs. With a focus on client success and satisfaction, Maine Choice Mortgage LLC has been assisting customers in achieving their dream homes for many years. They can be contacted at 700 Main St STE 3, Bangor, ME 04401, phone: (207) 949-3770, or email: chuck@MCMmtg.com. Disclaimer, legal, privacy policy, accessibility statement, and site map information are available on their website.
Loan programs at
Maine Choice Mortgage LLC 2
- Conventional Loans: Traditional mortgage loans that are not insured or guaranteed by the government. These loans typically require a higher credit score and a larger down payment.
- FHA Loans: Backed by the Federal Housing Administration, these loans are popular among first-time homebuyers. They have more lenient credit requirements and allow for a lower down payment.
- VA Loans: Available to veterans, active-duty military members, and eligible surviving spouses, VA loans offer competitive interest rates and do not require a down payment.
- USDA Loans: Designed for low-to-moderate income borrowers in rural areas, USDA loans provide 100% financing with low interest rates.
- Jumbo Loans: These loans exceed the limits set by Fannie Mae and Freddie Mac. They are suitable for individuals needing larger loan amounts for high-value properties.
- Adjustable-Rate Mortgages (ARM): Offered at a lower initial interest rate for a specific period before adjusting annually based on market conditions.
- Fixed-Rate Mortgages: Loans with a consistent interest rate throughout the repayment term, providing stability for budgeting purposes.
- Renovation Loans: Financing options specifically tailored to fund home renovations or improvements, such as the FHA 203(k) loan.
- Reverse Mortgages: A type of loan available to senior homeowners that allows them to convert part of their home equity into cash without selling the property.
Please note that additional details and qualification requirements may apply to each loan program. It is advisable to consult with a financial professional for full information and personalized assistance.
States
is licensed to work in
Maine (209951)
Contact Lender
Chuck Pine
162 Stone Wall Dr, Orrington, ME 04474
(207) 3770 949