Main Street Home Loans offers a range of loan programs to meet the unique financial needs of borrowers. These programs include:

1. Conventional Loans: These are standard mortgage loans that are not insured or guaranteed by any government agency. They typically require a down payment and have various term options.

2. FHA Loans: Backed by the Federal Housing Administration, FHA loans are popular among first-time homebuyers and have more flexible qualification criteria. They often require a lower down payment and offer competitive interest rates.

3. VA Loans: Exclusively available to eligible veterans, active-duty service members, and their spouses, VA loans are guaranteed by the Department of Veterans Affairs. They offer favorable terms, including no down payment requirement and limited closing costs.

4. USDA Loans: Designed for borrowers in rural areas, USDA loans are insured by the U.S. Department of Agriculture. These loans offer low to no down payment options and can assist moderate-income individuals or families in purchasing a home.

5. Jumbo Loans: Jumbo loans exceed the conforming loan limits set by Fannie Mae and Freddie Mac. They are ideal for financing high-value properties and may require a larger down payment and stricter approval process.

6. FHA 203(k) Loans: These loans combine the purchase price and renovation costs into a single loan. They are suitable for buyers interested in purchasing properties that require significant repairs or improvements.

7. Reverse Mortgages: Primarily available to seniors aged 62 or older, reverse mortgages allow homeowners to convert a portion of their home's equity into loan proceeds, which can be used for living expenses or healthcare.

Please note that eligibility for these loan programs is subject to underwriting requirements and completion of an application. It's essential to review the features and suitability of each program before making a decision.