Loan Programs:

1. Conventional Loans: Offers traditional financing options for homebuyers with good credit and a stable income source.

2. FHA Loans: Provides financing options for borrowers who may not qualify for conventional loans, with lower down payment requirements and more flexible qualification criteria.

3. VA Loans: Specifically designed for veterans, active-duty service members, and eligible spouses, offering favorable terms, including no down payment and competitive interest rates.

4. USDA Loans: Aimed at borrowers in rural areas, these loans offer 100% financing and low-interest rates to promote home ownership in eligible locations.

5. New Construction Loans: Tailored for individuals looking to build their dream homes, providing funds during the construction process and transitioning into a permanent mortgage upon completion.

6. Portfolio Lending Options: Customized loan programs for unique situations or borrowers who may not fit conventional guidelines, with flexible terms and underwriting criteria.

Note: Please note that the above information is based on the information provided and may vary. It's always recommended to consult with a loan officer for personalized advice and accurate program details.