***Loan Programs***

- **Conventional Loans**: Our conventional loans cater to borrowers with stable income and good credit history. These loans come with fixed or adjustable interest rates and can be used for various purposes, including buying a new home, refinancing an existing mortgage, or investing in real estate.

- **FHA Loans**: We offer Federal Housing Administration (FHA) loans, which are government-backed mortgages suitable for first-time homebuyers or individuals with limited down payment funds. FHA loans have flexible qualification guidelines and competitive interest rates, making homeownership more accessible.

- **VA Loans**: Casita Mortgages provides VA loans for active-duty military personnel, veterans, and their eligible spouses. Backed by the Department of Veterans Affairs, these loans offer distinct benefits like no down payment requirement and lower interest rates, assisting those who have served our country in achieving their homeownership goals.

- **USDA Loans**: Our company offers USDA loans, specifically designed to assist rural and suburban homebuyers with moderate to low incomes. As a borrower, you can benefit from 100% financing, affordable interest rates, and reduced mortgage insurance premiums under this program.

- **Jumbo Loans**: For clients looking to finance higher-priced properties that exceed the conforming loan limits, we offer jumbo loans. These loans provide flexible options with competitive rates, helping you acquire your dream high-value property.

- **Renovation Loans**: Our renovation loans enable borrowers to finance both the purchase of a fixer-upper property and the cost of renovations. These loans can be a great option for those seeking to customize and improve their homes according to their preferences and needs.

- **Reverse Mortgages**: We provide reverse mortgages, a type of loan available to homeowners aged 62 or older. With a reverse mortgage, you can convert a portion of your home equity into tax-free loan proceeds, allowing you to access funds for retirement or other financial needs while remaining in your home.

Please note that the availability of these loan programs may vary based on individual eligibility and market conditions. For detailed information and personalized assistance, please contact Luke Rodriguez at Casita Mortgages.