- FHA Loans: These government-backed loans are designed to make home ownership more accessible, especially for first-time buyers, with lower down payment requirements and flexible qualification criteria.

- Conventional Loans: Loan Simple offers conventional loans that are not insured or guaranteed by the government. They come with competitive interest rates and flexible terms, ideal for borrowers with strong credit and financial stability.

- VA Loans: Veterans and active duty military personnel can take advantage of VA loans, which offer favorable terms, including no down payment requirement and no private mortgage insurance (PMI). These loans are backed by the Department of Veterans Affairs.

- USDA Loans: Loan Simple provides USDA loans for eligible individuals in rural and suburban areas. These loans offer low or no down payments and competitive interest rates to promote homeownership in designated rural communities.

- Jumbo Loans: Loan Simple offers jumbo loans for high-value properties that exceed the conforming loan limits set by Fannie Mae and Freddie Mac. These loans allow borrowers to finance their luxury homes with flexible terms and competitive rates.

- Adjustable Rate Mortgages (ARM): An ARM from Loan Simple enables borrowers to benefit from lower initial interest rates, which adjust periodically over time depending on market conditions. This loan option is suitable for those who plan to stay in their homes for a shorter period.

- Fixed Rate Mortgages: Loan Simple provides fixed-rate mortgages, offering stability and predictability with consistent monthly payments throughout the life of the loan. This popular option is ideal for those seeking long-term residence in their homes.

These loan programs cater to different needs and financial situations, ensuring Loan Simple can assist a wide range of borrowers in achieving their homeownership goals. For more detailed information about each program, consult the Loan Simple website or reach out to their loan officers for personalized guidance.