NMLS#
1114762
About
Liberty Home Mortgage Corporation
Liberty Home Mortgage Corporation is a direct lender that offers home financing solutions. As a dedicated team, we make all mortgage decisions in-house. With our knowledgeable experts, we provide a range of mortgage options to cater to different needs. Our company values treating people with respect and we are always interested in hiring individuals who share our principles. By equipping yourself with knowledge about our loans and the mortgage process, you can feel confident moving forward. We also offer a convenient mobile app for easy mortgage applications. If you have any questions or need assistance, our team of mortgage experts is ready to help.
Loan programs at
Liberty Home Mortgage Corporation
- Conventional Loans: Liberty Home Mortgage Corporation offers conventional loans, which are traditional mortgages not backed by government agencies like FHA or VA. These loans typically require a down payment and have varying terms of 10, 15, 20, or 30 years.
- FHA Loans: The company also provides FHA loans, insured by the Federal Housing Administration. These loans have lower down payment requirements and are more accessible to first-time homebuyers or individuals with lower credit scores.
- VA Loans: Liberty Home Mortgage Corporation offers VA loans, exclusively available to military service members, veterans, and eligible surviving spouses. These loans provide favorable terms and benefits, including zero down payment options.
- USDA Loans: The company provides USDA loans, designed for low to moderate-income borrowers purchasing a home in rural areas. These loans offer low interest rates and no down payment requirement.
- Jumbo Loans: Liberty Home Mortgage Corporation offers jumbo loans for loan amounts exceeding the conforming loan limits set by Fannie Mae and Freddie Mac. These loans are tailored for high-value properties and require a larger down payment.
- Fixed-Rate Mortgages: The company provides fixed-rate mortgages, where the interest rate remains constant throughout the loan term. This option provides stability and predictable monthly payments.
- Adjustable-Rate Mortgages (ARMs): Liberty Home Mortgage Corporation offers adjustable-rate mortgages, where the interest rate is initially fixed for a certain period before adjusting periodically. ARMs are suitable for those planning to sell or refinance the property before the rate adjustment period.
- Refinance Options: The company provides refinancing options for homeowners looking to change their existing mortgage terms, lower their monthly payments, or access their home's equity for other purposes.
- Reverse Mortgages: Liberty Home Mortgage Corporation does not offer reverse mortgages. Please note that they are not associated with Liberty Home Equity Solutions or Liberty Reverse Mortgage.
States
is licensed to work in
Alabama (22606), Arkansas (119859), Arizona (0945532), California (60DBO-82350), Colorado (), Connecticut (ML-1114762), District of Columbia (MLB1114762), Delaware (030748), Florida (MLD1100), Georgia (60670), Iowa (2020-0012), Idaho (MBL-2081114762), Illinois (MB.6761322), Indiana (42462), Kansas (MC.0025661), Kentucky (MC701328), Louisiana (), Massachusetts (MC1114762, MC1114762), Maryland (1114762), Maine (1114762), Michigan (FL0021202, SR0024318), Minnesota (MN-MO-1114762), Missouri (1114762), Mississippi (1114762), Montana (1114762, 1114762, 1114762), North Carolina (L-182185), North Dakota (MS104364, ML104363), Nebraska (), New Hampshire (23615-MB), New Jersey (), New Mexico (), Ohio (RM.850241.000), Oklahoma (ML011865), Oregon (1114762), Pennsylvania (62784), Rhode Island (20214247LL, 20214257LB), South Carolina (MLS - 1114762), South Dakota (1114762.ML), Tennessee (175017), Texas (), Utah (11885183), Virginia (MC-6766), Vermont (LL-1114762, LS-1114762), Washington (CL-1114762), Wisconsin (1114762BA), West Virginia (ML-38052, MB-1114762), Wyoming (4172, CL-4383)