LendSmart is a real estate lending company, offering mortgage services since 1993. They prioritize effective communication and provide solid service, competitive pricing, and trusted advice for every transaction. LendSmart helps clients achieve their homeownership and financing goals, whether it's a challenging or simple process. Their offerings include home purchase, refinancing, and free consultations with loan officers. LendSmart offers various loan programs like conventional, FHA, VA, USDA, reverse, and jumbo mortgages. On their website, users can find calculators to determine what they qualify for and calculate monthly payments. LendSmart is a direct mortgage lender powered by American Pacific Mortgage Corporation and is known for its trust, respect, accountability, and strong relationships with clients.