NMLS#
509649
About
LeaderOne Home Loans
LeaderOne Home Loans is a mortgage banking firm specializing in residential home loans for real estate purchase and refinances. They have local branches in Bangor, ME, as well as licenses in Florida, Massachusetts, New Hampshire, and Vermont. They aim to provide a better mortgage experience by offering Five-Star Service and the right mortgage for each individual's unique financial situation. LeaderOne Financial Corporation, founded in 1992, funds over $1.7 Billion annually in residential real estate transactions and has lending professionals across the nation. They prioritize customer and employee engagement and strive to pre-underwrite each loan to ensure a smooth mortgage process. Visit their website or contact Shannon Odom, the Regional Vice President, for more information and personalized lending scenarios.
Loan programs at
LeaderOne Home Loans
At LeaderOne Home Loans, we offer the following loan programs:
1. Residential Home Loans: We specialize in providing home loans for real estate purchases. Whether you're a first-time homebuyer or looking to upgrade, we can help you secure financing for your residential property.
2. Refinance Loans: If you already own a home and want to lower your monthly payments or take advantage of lower interest rates, our refinance loan program can help you achieve your goals.
3. Mortgage Purchase Loans: Our mortgage purchase loans are designed to assist individuals in purchasing their dream homes. We offer competitive rates and personalized solutions to meet your specific financial needs.
4. FHA Loans: We provide Federal Housing Administration (FHA) loans that are insured by the government. These loans offer flexible qualification criteria and low down payment options, making homeownership more accessible.
5. VA Loans: For eligible veterans, active-duty military personnel, and surviving spouses, our VA loan program offers favorable terms and benefits, including zero down payment requirements and no private mortgage insurance (PMI).
6. USDA Loans: Through the U.S. Department of Agriculture's Rural Development program, we offer USDA loans designed for borrowers looking to purchase homes in rural areas. These loans provide 100% financing options with competitive interest rates.
7. Jumbo Loans: Our jumbo loan program is tailored for borrowers seeking higher loan amounts that exceed conventional loan limits. We offer flexible terms and financing options to meet your unique requirements.
8. Conventional Loans: We provide traditional conventional loans that conform to guidelines set by Fannie Mae and Freddie Mac. These loans offer competitive interest rates and various down payment options.
9. Adjustable-Rate Mortgages (ARMs): If you prefer flexibility in your mortgage rate, our ARM loans may be suitable for you. With an initial fixed-rate period followed by adjustable rates, it's an option to consider.
10. Fixed-Rate Mortgages: Our fixed-rate mortgages offer stability and predictability. With a consistent interest rate throughout the loan term, you can enjoy peace of mind knowing your monthly payments won't fluctuate.
Please note that specific eligibility criteria and requirements may apply to each loan program. Contact us to discuss your unique lending scenario and find the right mortgage solution for you.
States
is licensed to work in
Florida (LO89620), Massachusetts (MLO509649), Maine (509649), New Hampshire (), Vermont (V509649)
Contact Lender
Shannon Odom
One Cumberland Place, Suite 308, Bangor, ME 04401
(207) 0944 561