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KS StateBank

KS StateBank

NMLS#

410602

About

KS StateBank

KS StateBank is a lending company that offers online account opening and various financial solutions for both personal and business needs. They provide convenient services such as online banking, mobile banking, and telephone banking. Additionally, they offer competitive deposit rates to help customers grow their money. KS StateBank prioritizes customer support and provides resources like frequently asked questions, a learning center, and news updates to help customers make wise financial choices. They also cater to government finance needs through Baystone Government Finance. KS StateBank can be contacted via phone, email, or social media, and they are committed to ensuring accessibility for all customers.

Loan programs at

KS StateBank

- Fixed Rate Mortgage: We offer fixed rate mortgages with a set interest rate for the entire loan term, providing stability and predictable monthly payments.

- Adjustable Rate Mortgage (ARM): Our adjustable rate mortgages feature a lower initial interest rate that adjusts periodically based on market conditions, offering flexibility in monthly payments.

- Jumbo Loans: For higher-priced properties, we provide jumbo loans that exceed the conforming loan limits, enabling borrowers to finance their dream homes.

- FHA Loans: Backed by the Federal Housing Administration, our FHA loans offer flexible qualification requirements and a low down payment option, making homeownership more accessible.

- VA Loans: Exclusively available to eligible veterans, active-duty military personnel, and surviving spouses, our VA loans provide favorable terms and benefits to those who have served our country.

- USDA Loans: Aimed at rural and suburban homebuyers, our USDA loans offer financing options with zero down payment, low interest rates, and flexible credit requirements.

- Construction Loans: We provide financing for construction projects, allowing borrowers to build their dream homes or undertake major renovations with dedicated funds throughout the construction process.

- Home Equity Loans: Utilize the equity in your home to secure a loan for various purposes, such as consolidating debt, funding home improvements, or covering unexpected expenses.

- Home Equity Line of Credit (HELOC): Our HELOC lets you access funds as needed, using your home's equity as collateral, giving you flexibility and convenience in managing your finances.

- Refinance Options: We offer refinancing solutions, allowing borrowers to replace their existing mortgage with a new loan to obtain better terms, lower interest rates, or access equity.

- Reverse Mortgages: Designed for seniors aged 62 and older, our reverse mortgages enable homeowners to convert part of their home equity into cash, providing financial security in retirement.

States

KS StateBank

is licensed to work in

Contact Lender

1010 Westloop Place, Manhattan, KS 66502

(800) 4498 350

Addy AI

945 Market St, Suite 501

San Francisco, CA 94103

Resources

Social

Company

Copyright © 2024 Addy AI, Inc.

Addy AI

945 Market St, Suite 501

San Francisco, CA 94103

Resources

Social

Company

Copyright © 2024 Addy AI, Inc.