Kimberley Bertram

NMLS#

1740821

About

Kimberley Bertram

No matter where you are in the home buying process, we can help. As a mortgage loan officer in Fargo, I work with you to find the right mortgage for your unique situation. From determining how much house you can afford to choosing the best mortgage type, I have the resources and experience to answer your questions. I'm proud to work for U.S. Bank, a reputable institution that prioritizes your needs. Our service areas include Fargo, West Fargo, Moorhead, Wahpeton, Breckenridge, and Jamestown. Connect with me for personalized assistance and explore our mortgage rates, refinance rates, calculator, reviews, FAQ, and resources for builders and realtors on our website. Please note that loan approval is subject to credit guidelines and not all loan programs are available in all states or for all loan amounts.

Loan programs at

Kimberley Bertram

- Conforming fixed-rate loans: APR example for a $464,000 loan with a 30-year term at 6.500% interest rate and 25% down payment results in an estimated monthly payment of $2,933 over the full loan term.

- Adjustable-rate mortgages (ARM): APR example for a $464,000 loan with a 30-year term at 6.875% interest rate and 25% down payment resulted in an initial estimated monthly payment of $3,048, subject to change after the fixed-rate period of five years.

- FHA loans: APR example for a $265,375 loan with a 30-year term at 6.250% interest rate and 3.5% down payment results in an estimated monthly payment of $1,663.

- VA loans: APR example for a $264,000 loan with a 30-year term at 6.250% interest rate and no down payment results in an estimated monthly payment of $1,663.

- Jumbo loans: APR example for a $940,000 loan with a 30-year term at 5.625% interest rate and 25% down payment results in an estimated monthly payment of $5,411.