Keystone Funding

NMLS#

144760

About

Keystone Funding

Keystone Funding is a real estate lending company that has been helping customers achieve their dream of homeownership for many years. Our mortgage professionals provide clear and simple explanations of your options, offering competitive rates and terms. Whether you are looking to purchase a new home or refinance your existing one, we have solutions for you. We are committed to providing the lowest rates and fees in the industry, making the refinancing process hassle-free. To get started, you can request a custom rate quote or calculate your payment online. Additionally, we offer various loan programs to suit every need. Our team of experienced loan officers is ready to assist you throughout the loan process. Find the perfect loan for you and start your journey towards homeownership today. Visit our website for more information and to access helpful resources such as calculators, mortgage basics, frequently asked questions, online forms, and more.

Loan programs at

Keystone Funding

- Conventional Loans: Competitive rates and terms for purchasing or refinancing a home.

- FHA Loans: Government-backed loans with flexible qualification requirements for first-time homebuyers.

- VA Loans: Loans for active-duty military members, veterans, and eligible surviving spouses, offering favorable terms and no down payment requirement.

- Jumbo Loans: Financing options for high-value properties that exceed conforming loan limits.

- USDA Loans: 100% financing option for rural and suburban homebuyers who meet income and property eligibility criteria.

- Fixed-Rate Mortgages: Loans with a fixed interest rate for the entire loan term, providing stability and predictability in monthly payments.

- Adjustable-Rate Mortgages (ARMs): Mortgages with an initial fixed rate that transitions to a variable rate after a specific period, allowing for lower initial payments and potential rate adjustments in the future.

- Home Equity Loans: Loans that allow homeowners to access their home equity to fund major expenses, such as renovations or debt consolidation.

- Reverse Mortgages: Specialized loans for homeowners aged 62 and older, providing the ability to convert home equity into tax-free cash without monthly mortgage payments.

- Investment Property Loans: Financing options for purchasing or refinancing investment properties, providing potential rental income or long-term appreciation.

Note: Please ensure to verify the exact terms, rates, and eligibility requirements for each loan program directly with Keystone Funding.