NMLS#
88867
About
Kevin Morgan
No matter what type of loan you need, we are here to support you throughout the process. We can help you find the perfect loan for your dream home. Our company believes in the "customer for life" principle and relies on referrals from satisfied customers and local real estate professionals. We use advanced technology to streamline the loan approval and closing process, providing low rates and fees. With over 45 years of combined experience, our Managing Partners and team members ensure that our customers get the best rates and programs available. Check out our latest articles on the blog to stay informed about the mortgage industry. If you have any questions or want to apply, complete our secure online application or contact us directly.
Loan programs at
Kevin Morgan
- Conventional Loans: We offer conventional loan programs that are not insured or guaranteed by the government. These loans typically require a higher credit score and down payment but offer competitive interest rates.
- FHA Loans: Our company provides FHA loans, which are insured by the Federal Housing Administration. These loans are popular among first-time homebuyers and individuals with low credit scores, as they often require a lower down payment.
- VA Loans: We offer VA loans, which are available to eligible veterans, active-duty service members, and surviving spouses. These loans are backed by the Department of Veterans Affairs and provide flexible terms and low or no down payment options.
- USDA Loans: Our company offers USDA loans for rural development. These loans are guaranteed by the United States Department of Agriculture and provide financing options for low to moderate-income borrowers looking to purchase homes in eligible rural areas.
- Jumbo Loans: We provide jumbo loan programs for borrowers who need financing beyond the conforming loan limits set by Fannie Mae and Freddie Mac. These loans are used for high-value properties and require higher credit scores and down payments compared to conventional loans.
- Fixed-Rate Loans: We offer fixed-rate mortgage loans with a consistent interest rate over the life of the loan. This provides stability and predictable monthly payments for borrowers.
- Adjustable-Rate Loans: Our company provides adjustable-rate mortgage (ARM) loans that offer a fixed interest rate for an initial period, after which the rate adjusts periodically based on market conditions. These loans may provide lower initial rates and are suitable for borrowers who plan to relocate or refinance in the future.
- Renovation Loans: We offer renovation loan programs that provide financing for home improvements or repairs. These loans allow borrowers to purchase or refinance their homes and include the cost of renovations in the loan amount.
- Reverse Mortgages: Our company offers reverse mortgages for homeowners aged 62 and older. These loans allow homeowners to convert a portion of their home equity into cash while retaining ownership of the property.
- Bridge Loans: We provide bridge loan programs that offer short-term financing to help borrowers bridge the gap between selling their current home and purchasing a new one. These loans can be useful in situations where a homeowner wants to avoid contingencies or delays in the homebuying process.
States
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Contact Lender
Kevin Morgan
5001 Hwy 190, Suite B5, Covington, LA 70433
(985) 8334 867
(985) 8279 867