- Fixed-rate mortgages: We offer fixed-rate mortgages with a set interest rate for the entire loan term. This provides stability and predictable payments for borrowers.

- Adjustable-rate mortgages (ARMs): Our adjustable-rate mortgages come with an initial fixed-rate period, followed by periodic adjustments based on market rates. ARMs offer flexibility, but please review the terms and adjustment periods before considering this option.

- Jumbo loans: Kama'aina Mortgage Group Inc. provides jumbo loans that exceed the conforming loan limits set by government-sponsored enterprises. These loans are ideal for financing higher-value properties.

- FHA loans: We offer FHA loans, which are insured by the Federal Housing Administration. These loans have flexible qualification criteria and require a lower down payment, making them accessible to more borrowers.

- VA loans: Kama'aina Mortgage Group Inc. offers VA loans for eligible veterans, active-duty military personnel, and surviving spouses. VA loans provide competitive interest rates and require no or low down payment.

- USDA loans: Our company also provides USDA loans, which are backed by the United States Department of Agriculture. These loans are designed to help borrowers in rural areas achieve home ownership with little to no down payment required.

Note: For detailed information about each loan program, please visit our website or contact our professional lending team.