Logo
Logo

J. Adams Home Loans

J. Adams Home Loans

NMLS#

386877

About

J. Adams Home Loans

J. Adams Home Loans is a leading mortgage broker in Medford, Oregon. We offer a wide range of loan options and personalized services to meet the specific needs of each customer. Our dedicated team of professionals, led by Jonathen Adams, provides quality service and individual attention. Through our website, you can conveniently apply for a loan online, pre-qualify for a home loan, and use interactive calculators to evaluate different financing options. We pride ourselves on clear communication, quick responses, and a painless loan process. Contact us today to realize your dream of homeownership.

Loan programs at

J. Adams Home Loans

- Conventional Loans: We offer conventional mortgage loans, which are the most common type of home loans. These loans are not insured or guaranteed by the government and typically require a down payment of at least 3%.

- FHA Loans: The Federal Housing Administration (FHA) loan program is designed for first-time homebuyers and individuals with low to moderate incomes. FHA loans have more flexible qualification requirements and allow for a lower down payment, often as low as 3.5%.

- VA Loans: We provide VA loans, which are exclusively available to eligible veterans, active-duty service members, and their spouses. These loans offer favorable terms, including zero down payment options and competitive interest rates.

- USDA Loans: Our company offers USDA loans, which are backed by the US Department of Agriculture. These loans are designed to help rural and suburban homebuyers achieve homeownership. They offer attractive financing options, including no down payment requirements.

- Jumbo Loans: If you're looking to finance a high-priced home that exceeds the conforming loan limits, our jumbo loan program can meet your needs. We offer competitive interest rates and flexible terms for these larger loan amounts.

- Refinance Options: In addition to home purchase loans, we also provide refinancing options. Whether you're looking to lower your interest rate, shorten your loan term, or access your home's equity, we can assist you in finding the right refinance loan program.

- Fixed-Rate Mortgages: We offer fixed-rate mortgages, where the interest rate remains constant throughout the loan term. This provides stability and predictability for homeowners who prefer consistent monthly payments.

- Adjustable-Rate Mortgages (ARMs): Our adjustable-rate mortgages come with an initial fixed-rate period, followed by an adjustable rate that may fluctuate based on market conditions. ARMs can be beneficial if you plan to sell or refinance your home within a few years.

Please note that the information provided is subject to change and applicants must meet specific eligibility and credit requirements for each loan program. For detailed and up-to-date information, we recommend contacting our team directly.

States

J. Adams Home Loans

is licensed to work in

Arizona (1037791), California (CA-DOC386877), Florida (LO106289), Idaho (MLO-2080386877), North Carolina (I-198765), New Mexico (), Oregon (), Texas (), Virginia (MLO-61711VA), Washington (MLO-386877)

Contact Lender

Jonathen Adams

3110 State Street, Medford, OR 97504

(541) 6570 414

Addy AI

945 Market St, Suite 501

San Francisco, CA 94103

Resources

Social

Company

Copyright © 2024 Addy AI, Inc.

Addy AI

945 Market St, Suite 501

San Francisco, CA 94103

Resources

Social

Company

Copyright © 2024 Addy AI, Inc.