Logo
Logo

Infinite Financial, LLC 2

Infinite Financial, LLC 2

NMLS#

1998743

About

Infinite Financial, LLC 2

Infinite Financial, LLC is a real estate lending company that focuses on providing flexible home financing options with the best terms. They prioritize the needs of their clients and offer step-by-step guidance throughout the process. The company prides itself on being trustworthy, accessible, and honest. They offer creative financing solutions, utilize the latest mortgage technology and programs, and maintain exceptional communication with their clients. Infinite Financial is a one-stop-shop for both national and local loan programs. The company is headed by Duncan Hsia, an industry veteran with over a decade of experience. Ian Ho, a loan officer at Infinite Financial, shares the company's values and is dedicated to helping clients choose the best products specific to their needs. Ian, who was born and raised on Oahu, has a strong passion for growth, learning, and building relationships. With his expertise and excellent communication skills, he ensures that all clients receive personalized service and find the best fitting products. Infinite Financial works with various lenders, unlike retail banks, to provide tailored solutions for each customer. For convenience, clients can access a range of online services on their website, including booking a free consultation, applying for pre-approval, using home purchase qualifiers, and refinancing rate checking. The company offers different loan programs such as FHA, conventional, VA, USDA, and more, each with its specific requirements. To begin the application process, clients can gather the necessary paperwork mentioned on the website. Infinite Financial's mission is to make a positive impact on as many lives as possible through flexible home financing while maintaining the utmost integrity. The company has received glowing reviews from satisfied clients, and Ian Ho, along with the entire team at Infinite Financial, is committed to going above and beyond to help clients achieve their dream homes.

Loan programs at

Infinite Financial, LLC 2

- FHA: Low down payment starting at 3.5%, owner occupancy required, credit score requirement varies (min. 500 for 10% down, min. 580 for 3.5% down), mortgage insurance required.

- Conventional: Down payment requirement varies (3% for first-time homebuyers, 5% for returning buyers), credit score requirement varies (min. 620 for LTV below 75%, min. 680 for LTV above 75%), no mortgage insurance.

- VA: No down payment requirement, credit score requirement set by lender's independent policy, funding fee varies between 2.3% - 3.6%, no mortgage insurance.

- USDA: No down payment requirement, credit score requirement of 640 for automatic USDA underwriting, funding fee equal to 1% of loan amount, mortgage insurance requirement of 0.35% of existing loan balance.

- Refinancing: No specific details provided.

States

Infinite Financial, LLC 2

is licensed to work in

Hawaii (HI-1998743)

Contact Lender

Ian Ho M D

1050 Queen St Suite 100, Office A2, Honolulu, HI 96814

Addy AI

945 Market St, Suite 501

San Francisco, CA 94103

Resources

Social

Company

Copyright © 2024 Addy AI, Inc.

Addy AI

945 Market St, Suite 501

San Francisco, CA 94103

Resources

Social

Company

Copyright © 2024 Addy AI, Inc.