- Loan Programs:

- Conforming Loans: Financing options for homebuyers that meet conforming loan limits set by government-sponsored enterprises. These loans typically offer competitive interest rates and flexible terms.

- Jumbo Loans: Financing for high-value properties that exceed the limits set by conforming loan guidelines. Jumbo loans cater to borrowers looking to purchase luxury homes or properties in expensive markets.

- FHA Loans: Backed by the Federal Housing Administration, these loans are designed for borrowers with lower credit scores or limited down payment funds. They offer more lenient qualification criteria and lower down payment requirements.

- VA Loans: Exclusively available to eligible veterans, active-duty service members, and surviving spouses, VA loans provide favorable terms, including no down payment and competitive interest rates.

- USDA Loans: Designed for borrowers in rural areas, USDA loans offer low to no down payment options along with lower interest rates. They come with income and property eligibility requirements.

- Fixed-Rate Mortgages: Loans with a fixed interest rate throughout the loan term, providing predictability and stability for budgeting. Various terms, such as 15-year or 30-year, are available.

- Adjustable-Rate Mortgages (ARM): Loans with an initial fixed-rate period followed by periodic adjustments based on market conditions. ARMs offer lower initial rates and can be suitable for short-term ownership or financial planning.

- Reverse Mortgages: Tailored for homeowners aged 62 and older, reverse mortgages allow homeowners to tap into their home equity for additional income. Repayment is deferred until the borrower sells the property or passes away.

- Construction Loans: Financing options for new construction or major renovations. These loans typically have variable interest rates during the construction phase and convert to a permanent mortgage upon completion.

- Investment Property Loans: Loans specifically designed for real estate investors who want to purchase residential or commercial properties for rental income or potential appreciation.

- Bridge Loans: Short-term loans that help bridge the gap between the purchase of a new property and the sale of an existing one. They provide temporary financing until a permanent mortgage is secured.

- Renovation Loans: Financing options for purchasing a property in need of repairs or renovations. These loans include funds for both the purchase and the renovation costs.

- Refinance Loans: Mortgage refinancing options to replace an existing loan with a new one, usually to obtain a lower interest rate, change the loan term, or access equity. Different refinance programs are available for various objectives.