Joshua Rubin, the founder of Horizon Financial Group Inc., has been a top 1% loan originator since 1995. His company was acquired by 1st Securities Mortgage in 2018, aligning two successful mortgage companies with a focus on customer service and responsible lending. Joshua aims to simplify the loan process, meet clients' unique needs at the lowest rates, and provide unparalleled customer service. With a degree in Finance from Michigan State and Eastern Michigan University, Joshua is dedicated to his community and enjoys spending time with his family and Australian Labradoodles. His team is responsive, honest, and committed to providing a hassle-free and seamless experience. Serving all of Michigan, Joshua has over 750 5-star reviews on Zillow. The company offers various loan options for home purchases, refinancing, home equity, and reverse mortgages. Their streamlined online process allows for quick closings, usually within 21 days. Contact Joshua and his team at Horizon Financial Group Inc. to navigate your mortgage journey.