Homestead Funding Corp. offers the following loan programs:

1. Conventional Loans: Traditional mortgages that conform to loan limits set by Fannie Mae and Freddie Mac.

2. FHA Loans: Government-backed mortgages insured by the Federal Housing Administration, offering flexible qualification requirements.

3. VA Loans: Loans designed for eligible veterans, active-duty service members, and surviving spouses, with competitive interest rates and low or no down payment options.

4. USDA Loans: Loans for rural and suburban homebuyers that are backed by the United States Department of Agriculture, featuring low-interest rates and no down payment requirements.

5. Jumbo Loans: Financing options for home purchases that exceed conventional loan limits, ideal for high-cost areas.

6. Renovation Loans: Specialized loans that provide funds for home renovations or repairs, incorporating the cost of improvements into the mortgage.

7. First-Time Homebuyer Programs: Assistance programs tailored for individuals purchasing their first home, offering down payment assistance and educational resources.

8. Refinancing: Options to refinance existing mortgages, potentially reducing monthly payments, securing a lower interest rate, or accessing home equity.

9. Reverse Mortgages: Financial tools available to seniors aged 62 and older, converting home equity into cash to supplement retirement income.

10. Construction Loans: Financing solutions for new construction or major home renovations, providing funds during the construction process.

Please note that specific loan terms, qualification criteria, and interest rates may vary. Contact Homestead Funding Corp. directly for more information about these loan programs and their eligibility requirements.