Homeowners Financial Group

NMLS#

1212163

About

Homeowners Financial Group

Homeowners Financial Group is a real estate lending company. Loren Bronczyk, a licensed mortgage professional with NMLS# 1212163, is part of their team. Based in Anchorage, Alaska, Loren has been in the mortgage industry since 2013 and places importance on integrity, hard work, and customer service. He aims to assist people in securing significant purchases and holds a bachelor's degree in Psychology from Trinity Western University, as well as an MBA from Western Washington University. Aside from his work, Loren enjoys gaming and spending time with family and friends. Testimonials from satisfied clients and partners commend his timely responses, professionalism, and expertise. Homeowners Financial Group offers a wide range of mortgage products with competitive rates and a personalized approach to guide clients through the homebuying process. They prioritize clear communication, transparency, and understanding individual needs. Resources such as budget worksheets, moving checklists, and educational articles are provided to assist buyers. Located at 3201 C Street, Suite 403, Anchorage, AK, their contact number is (907) 205-3751.

Loan programs at

Homeowners Financial Group

Loan Programs:

1. Conventional Loans: Homeowners Financial Group offers conventional loans, which are traditional mortgages not insured or guaranteed by any government agency. These loans typically require a higher credit score and down payment compared to other loan programs.

2. FHA Loans: The company also provides FHA loans, which are insured by the Federal Housing Administration. These loans are popular among first-time homebuyers and offer more lenient eligibility requirements, including lower credit score and down payment requirements.

3. VA Loans: Homeowners Financial Group offers VA loans, specifically designed for eligible veterans, active-duty service members, and their spouses. These loans are guaranteed by the U.S. Department of Veterans Affairs and often feature competitive interest rates and no down payment requirement.

4. USDA Loans: If you are looking to buy a home in a rural or suburban area, the company offers USDA loans. These loans are backed by the U.S. Department of Agriculture and provide affordable financing options for low-to-moderate-income borrowers in eligible areas.

5. Jumbo Loans: For those seeking a high-value home, Homeowners Financial Group provides jumbo loans. These loans exceed the conforming loan limits set by Fannie Mae and Freddie Mac, allowing borrowers to finance larger properties.

6. Renovation Loans: The company offers renovation loans, such as FHA 203(k) loans and Fannie Mae HomeStyle® Renovation loans. These programs allow borrowers to finance the purchase or refinance of a home along with renovation costs, making it convenient to turn a fixer-upper into your dream home.

7. Reverse Mortgages: Homeowners Financial Group offers reverse mortgages, a specialized loan program available to homeowners who are 62 years or older. With a reverse mortgage, borrowers can convert a portion of their home equity into loan proceeds, providing financial flexibility during retirement.

Please note that specific eligibility requirements, terms, and conditions may apply to each loan program. It is advisable to contact Homeowners Financial Group directly for more detailed information or to discuss your unique financing needs.