Hall Financial offers a range of loan programs to meet diverse financing needs:

1. Conventional Loans: Traditional mortgage loans with fixed interest rates and various term options.

2. FHA Loans: Backed by the Federal Housing Administration, these loans are ideal for first-time homebuyers with low down payment requirements.

3. VA Loans: Specifically designed for eligible veterans and service members, providing flexible terms and low or no down payment options.

4. USDA Loans: Offered by the U.S. Department of Agriculture, these loans are suitable for rural homebuyers with affordable fixed interest rates and low down payments.

5. Jumbo Loans: Designed for individuals purchasing high-value properties, these loans exceed traditional conforming loan limits.

6. Refinance Loans: Hall Financial assists homeowners in refinancing their existing mortgages to potentially secure better interest rates, reduce monthly payments, or access home equity.

7. Renovation Loans: These loans facilitate home renovations and repairs, allowing borrowers to finance both the purchase price and renovation costs.

8. Reverse Mortgages: Targeted toward older homeowners, reverse mortgages allow them to convert a portion of their home equity into tax-free funds without the need to sell their homes.

9. Construction Loans: Ideal for those building a new home from scratch, these loans provide financing throughout the construction process.

10. Bridge Loans: Temporary financing options that help homeowners transition smoothly between buying a new home and selling their current one.

Please note that further information and eligibility criteria for each program can be obtained by contacting Hall Financial directly.