Gulf South Mortgage, LLC

NMLS#

477684

About

Gulf South Mortgage, LLC

Gulf South Mortgage, LLC is a real estate lending company dedicated to helping individuals and families secure the financing they need for their dream homes. With extensive experience in the mortgage industry, we are committed to providing reliable and personalized assistance throughout the home financing process. Our team of experts, led by Brett Phillips, a talented loan originator with NMLS license 477684, brings a wealth of knowledge and expertise to each transaction.

At Gulf South Mortgage, we understand that purchasing a home is a significant financial decision. That's why we work closely with our clients, offering guidance and support to ensure a smooth and seamless experience. Whether you are a first-time homebuyer or looking to refinance your existing mortgage, our goal is to find the best loan options tailored to your unique circumstances.

Located at 2137 E Pass Rd, Suite D, Gulfport, MS 39507, our convenient office is easily accessible for all our clients. We value open and transparent communication, which is why we provide various contact methods, including phone (601-408-5410) and email (brett@gulfsouthmortgage.net), allowing you to reach out to us at your convenience.

As a trusted mortgage lender, Gulf South Mortgage maintains an NMLS license (64470), adhering to the highest industry standards. We are committed to ensuring your satisfaction and strive to build long-lasting relationships with our clients based on trust and professionalism. Begin your home financing journey today by calculating your mortgage on our website, and let Gulf South Mortgage be your partner in achieving your homeownership goals.

Loan programs at

Gulf South Mortgage, LLC

At Gulf South Mortgage, we offer a variety of loan programs tailored to meet the needs of our clients. Our loan programs include:

1. Conventional Loans: These are traditional mortgage loans that meet the guidelines set by Fannie Mae and Freddie Mac. They often require a down payment and have different term lengths available.

2. FHA Loans: Backed by the Federal Housing Administration, FHA loans are accessible to first-time homebuyers and individuals with lower credit scores. They offer flexible down payment options and competitive interest rates.

3. VA Loans: Exclusively available to active-duty military personnel, veterans, and their eligible spouses, VA loans provide favorable terms and benefits. They often require no down payment and offer lower interest rates.

4. USDA Loans: These loans are backed by the United States Department of Agriculture and are designed for homebuyers in rural areas. They offer 100% financing and competitive interest rates.

5. Jumbo Loans: For individuals seeking to purchase high-value properties, our jumbo loans offer financing beyond the limits set by conventional loans.

6. Adjustable-Rate Mortgages (ARMs): ARMs feature an initial fixed interest rate period, after which the rate adjusts periodically. They can be suitable for borrowers who plan to sell or refinance before the rate adjusts.

Please note that loan availability and specific terms may vary based on individual circumstances. We recommend reaching out to one of our loan originators for personalized assistance and to determine which loan program best suits your needs.