Guild Mortgage Company LLC offers a variety of loan programs to meet different needs. These programs include:

1. First-time homebuyer loans: Designed for individuals purchasing their first home, these loans may offer down payment assistance or other benefits to help make homeownership more accessible.

2. Second home loans: For those looking to purchase a second home as a vacation getaway or investment property, Guild Mortgage provides loan options tailored to this specific situation.

3. Fixed-rate mortgages: With a fixed-rate mortgage, the interest rate remains constant throughout the loan term, providing stability and predictable monthly payments.

4. Adjustable-rate mortgages (ARMs): ARMs offer an initial fixed period followed by adjustable rates based on market conditions. This option may be suitable for borrowers who plan to sell or refinance their home within a few years.

5. Mortgage rates explained: Guild Mortgage provides information on how mortgage rates are determined, helping borrowers understand the factors that influence their loan costs.

6. Apply online: Through their website, customers can conveniently apply for a mortgage online, streamlining the application process.

Guild Mortgage also offers various mortgage calculators to assist borrowers in making informed decisions:

1. Total mortgage payment calculator: Calculates the monthly payment amount based on loan amount, interest rate, and other relevant factors.

2. Mortgage affordability calculator: Helps determine the maximum home purchase price based on income, expenses, and debt-to-income ratio.

3. Mortgage income calculator: Estimates the required income to qualify for a specific mortgage loan amount.

4. Closing cost calculator: Assists in estimating the closing costs associated with purchasing a home.

5. Refinance calculator: Allows borrowers to assess potential savings and costs when refinancing their current mortgage.

6. Home sale calculator: Provides an estimate of proceeds from selling a home after accounting for outstanding mortgage balance and other expenses.

Guild Mortgage values partnerships with:

1. Builders

2. Real estate agents

3. Title agents

4. Correspondents

For any questions or assistance, Guild Mortgage offers a Help Center with resources and contact information.