Guild Mortgage Company offers a range of loan programs to cater to different borrower needs. These programs include:

1. First-time homebuyer loans: Designed specifically for individuals purchasing their first home, these loans may offer down payment assistance and other benefits to help make homeownership more accessible.

2. Second home loans: Ideal for buyers looking to purchase a second home or vacation property, these loans provide financing options specifically tailored for this purpose.

3. Fixed-rate mortgages: With a fixed-rate mortgage, borrowers can enjoy the stability of a consistent interest rate throughout the loan term, making budgeting more predictable.

4. Adjustable-rate mortgages (ARMs): ARMs come with an initial fixed-rate period followed by an adjustable interest rate that fluctuates based on market conditions. This program may be suitable for borrowers who anticipate refinancing or selling their property in the near future.

5. Mortgage rates explained: Guild Mortgage Company provides detailed explanations of mortgage rates, helping borrowers understand how rates are determined and how they may impact their monthly payments.

6. Apply online: The company offers an online application process, allowing borrowers to conveniently apply for a loan from the comfort of their own home.

Please note that additional loan programs may be available, and specific eligibility requirements and terms and conditions apply. It is recommended to contact a Guild Mortgage Company loan officer for more information and personalized guidance regarding loan options.