Guild Mortgage offers a range of loan programs to meet the needs of different borrowers. These programs include:

1. Down payment assistance programs: Guild Mortgage provides options for borrowers who require financial assistance with their down payment.

2. Jumbo loans: These loans are designed for borrowers who need larger loan amounts, surpassing the conforming loan limits set by government-sponsored enterprises.

3. Conventional loans: Guild Mortgage offers conventional loans, which are not insured or guaranteed by the government. These loans typically have competitive interest rates and flexible terms.

4. FHA loans: These loans are insured by the Federal Housing Administration (FHA) and are suitable for borrowers who may have lower credit scores or limited down payment funds.

5. VA loans: Guild Mortgage provides VA loans, exclusively available to eligible veterans, active-duty service members, and surviving spouses. These loans offer favorable terms and benefits.

6. USDA loans: For rural and suburban homebuyers, Guild Mortgage offers USDA loans backed by the United States Department of Agriculture. These loans feature low or no down payment options.

7. Renovation loans: Guild Mortgage provides renovation loans that allow borrowers to finance both the purchase price and renovation costs of a property, making it ideal for those looking to renovate their homes.

Guild Mortgage aims to understand each borrower's unique needs and goals, delivering personalized service and expertise in residential lending. As one of the top independent mortgage lenders in the nation, Guild Mortgage is committed to delivering the promise of home to borrowers in neighborhoods and communities everywhere.