NMLS#
50162
About
Guaranty Mortgage Service, Inc.
At Guaranty Mortgage Service, we are committed to finding the best options and programs to suit your unique circumstances. Since 1977, our founder Jackie Toppin has been passionate about helping people achieve their dream of owning a home. Our diverse loan products cater to well-qualified borrowers, those with credit challenges, and even veterans. If you've been turned down by other lenders, our experienced loan originators may have a solution for you. With our dedication and expertise, we have assisted over 5,000 families in finding their homes. Unlike online mortgage companies, we believe in providing a personal touch throughout the emotional home buying process. Take the time to let us make a difference in your life. - Jackie Toppin, President (NMLS 50162)
Loan programs at
Guaranty Mortgage Service, Inc.
- Conventional Loans: We offer conventional loans to borrowers who meet the standard requirements set by Fannie Mae and Freddie Mac for loan eligibility. These loans typically require a down payment of at least 3% and have fixed or adjustable interest rates.
- FHA Loans: Our company provides loans insured by the Federal Housing Administration (FHA). These loans are suitable for borrowers with lower credit scores or limited down payment capabilities. FHA loans offer flexible qualification criteria and competitive interest rates.
- VA Loans: For our valued veterans, we offer VA loans guaranteed by the U.S. Department of Veterans Affairs. These loans provide favorable terms, including no down payment requirements and competitive interest rates, making homeownership more accessible for eligible military personnel and their families.
- USDA Loans: Our company also offers USDA loans, backed by the U.S. Department of Agriculture. These loans are designed to assist borrowers purchasing homes in rural or suburban areas. They often come with no down payment requirements and affordable interest rates.
- Jumbo Loans: We provide jumbo loans for borrowers seeking financing beyond the limits set by conventional loan programs. These loans are suitable for purchasing higher-priced homes and require larger down payments but offer competitive interest rates.
- Construction Loans: If you're planning to build your dream home, our construction loans can help finance your project from start to finish. We offer various options tailored to your specific needs, whether it's for a new construction or remodel.
- First-time Homebuyer Programs: We understand the challenges faced by first-time homebuyers, and our loan programs include options designed to assist them. These programs often have lower down payment requirements and provide specialized support throughout the homebuying process.
- Refinance Loans: If you're looking to refinance an existing mortgage, our company offers refinancing options to help lower your monthly payments, shorten your loan term, or tap into your home's equity for other purposes.
- Other Loan Programs: We have an array of loan programs catering to unique circumstances and borrower needs. These may include adjustable-rate mortgages, fixed-rate loans with extended terms, or niche products designed for specific situations.
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States
is licensed to work in
Alaska (AK50162), Colorado (100052622)
Contact Lender
Jacqueline Toppin Lea
4300 B Street Suite 106B, Anchorage, AK 99503
(907) 0491 644
(907) 4277 782