Guaranty Bank & Trust Company

NMLS#

68160

About

Guaranty Bank & Trust Company

Guaranty Bank & Trust Company is a real estate lending institution that specializes in providing financial solutions for homeowners and real estate investors. With a strong focus on trust and integrity, our company has built a reputation for reliability and excellence in the industry.

We offer a range of lending options to suit various needs and budgets. Whether you're looking to finance a new home purchase, refinance an existing mortgage, or secure a loan for a real estate investment project, our experienced team is here to guide you through the process.

At Guaranty Bank & Trust Company, customer satisfaction is our top priority. We strive to provide personalized services tailored to each client's unique requirements. Our knowledgeable loan officers are available to answer your questions, evaluate your financial situation, and recommend the most suitable loan products for your specific goals.

With a deep understanding of the real estate market, we are committed to assisting individuals and families achieve their homeownership dreams. Our competitive interest rates, flexible repayment terms, and convenient online application process make acquiring a loan with us seamless and hassle-free.

Beyond lending, Guaranty Bank & Trust Company is also dedicated to fostering financial education and empowerment. We believe that informed borrowers make smarter decisions. Therefore, we provide useful resources and educational materials to help our clients understand the intricacies of real estate financing and make well-informed choices.

As a trusted real estate lending partner, Guaranty Bank & Trust Company is committed to delivering reliable, transparent, and ethical services. We take pride in supporting our community's growth and prosperity by empowering individuals and businesses to achieve their real estate aspirations. Contact us today to discover how we can assist you in turning your real estate goals into realities.

Loan programs at

Guaranty Bank & Trust Company

Guaranty Bank & Trust Company offers a range of loan programs to meet the diverse needs of their clients. These include:

1. Residential Mortgages: The bank provides financing options for purchasing or refinancing residential properties. Borrowers can choose from fixed-rate or adjustable-rate mortgages with flexible terms.

2. Commercial Mortgages: Guaranty Bank & Trust offers financing solutions for commercial real estate properties, such as office buildings, retail centers, and industrial spaces. They work closely with businesses to tailor loan structures that suit their unique requirements.

3. Construction Loans: For individuals or companies planning to build a new property, the bank offers construction loans that provide funding during the building phase. These loans can be customized to fit the specific project scope and timeline.

4. Home Equity Loans: Customers looking to leverage the equity in their homes can benefit from Guaranty Bank's home equity loan program. This allows homeowners to borrow against the appraised value of their property for various purposes such as home renovations or debt consolidation.

5. Small Business Administration (SBA) Loans: Guaranty Bank & Trust assists small businesses in securing SBA loans, which come with favorable terms and lower down payments compared to traditional commercial loans. These loans can help entrepreneurs start or expand their businesses.

6. Agricultural Loans: The bank understands the unique requirements of farmers and ranchers, offering specialized agricultural loan programs. These loans can be utilized for land purchases, equipment financing, livestock purchases, and other farming needs.

7. Personal Loans: Guaranty Bank & Trust also provides personal loans for consumers who require funds for personal expenses, education, or unforeseen emergencies. These loans offer flexibility in terms of repayment structure and borrowing amounts.

8. Auto Loans: The bank's auto loan program enables customers to finance the purchase of new or used vehicles. With competitive interest rates and convenient repayment options, borrowers can easily acquire their desired vehicles.

9. Boat and RV Loans: Guaranty Bank & Trust offers loans tailored specifically for boat and recreational vehicle (RV) purchases. These loans help customers fulfill their dreams of owning a boat or RV, with flexible terms to suit their financial capabilities.

Please note that the availability of these loan programs may vary and are subject to the bank's lending policies and requirements. Potential borrowers are encouraged to contact Guaranty Bank & Trust for further details and to discuss their specific loan needs.