Guaranteed Rate, Inc. 8

NMLS#

7206

About

Guaranteed Rate, Inc. 8

Shant Banosian is an Executive Vice President of Sales at Guaranteed Rate, Inc. He has been the company's top loan officer for eight consecutive years and the top loan officer nationwide for five consecutive years. Throughout his 20-year career, Shant has closed over 40,000 units and funded loans totaling $9 billion. He is recognized for his high level of production, superior customer service, and expert industry knowledge. Shant is licensed in all 50 states and has been featured on Mortgage Professional America's Mortgage Global 100 list multiple times. He aims to simplify the mortgage process for his customers and provide them with a thorough understanding of their options. Shant graduated from Bentley University and is actively involved in community service, supporting organizations like Boston Children's Hospital and The Greater Boston Food Bank.

Loan programs at

Guaranteed Rate, Inc. 8

Loan Programs:

1. Mortgage:

- Options as little as 3% down

- Competitive edge for home purchase

- Lock in a mortgage rate for 60, 75, or 90 days without a signed contract

2. HELOC (Home Equity Line of Credit):

- Lightning-fast fintech application process

- Funds available in as few as 5 days

- No in-person appraisal required

3. Personal Loans:

- Apply in minutes and get funds in days

- Extra financial help available

4. Reverse Mortgage:

- Supplement retirement income or pay for long-term care

- Ideal for homeowners over 62 years old

5. Down Payment Assistance:

- Grants and programs available to overcome down payment obstacles

6. Low Down Payment Loans:

- Various loan types with 0-10% down payment requirements (VA, FHA, USDA)

7. Veteran Loans:

- Military service members and families can build equity at a lower cost

8. Bank Statement Loans:

- Self-employed borrowers can seek a home loan without tax returns or pay stubs

9. Jumbo Loans:

- Ideal for purchasing larger or luxury properties in high-end markets

10. Accelerated Timelines:

- Same-Day program for loan approval in one day

- Options as little as 3% down

11. Physician Loans:

- Affordable mortgage option for medical professionals

- Includes paid mortgage insurance and as little as 5% down

12. Foreign National Loans:

- Available for non-US citizens without a social security number or FICO score

Please note that additional details and eligibility criteria may apply to each loan program. Contact us for more information or to discuss your specific needs.

States

Guaranteed Rate, Inc. 8

is licensed to work in

Alaska (AK7206), Alabama (75640), Arkansas (118785), Arizona (1005065), California (CA-DBO7206), Colorado (100516742), Connecticut (54359), District of Columbia (MLO7206), Delaware (MLO-7206), Florida (LO65993), Georgia (68946), Hawaii (HI-7206), Iowa (37778), Idaho (MLO-2080007206), Illinois (031.0058319), Indiana (44153), Kansas (LO.0041022), Kentucky (MC723456), Louisiana (), Massachusetts (MLO7206), Maryland (7206), Maine (), Michigan (7206), Minnesota (MN-MLO-7206), Missouri (MO-7206), Mississippi (7206), Montana (7206), North Carolina (I-188034), North Dakota (NDMLO7206), Nebraska (), New Hampshire (), New Jersey (), New Mexico (), Nevada (65575), New York (), Ohio (MLO-OH.7206), Oklahoma (MLO21224), Oregon (7206), Pennsylvania (73117), Rhode Island (), South Carolina (MLO - 7206), South Dakota (MLO.09788), Tennessee (197707), Texas (), Utah (12124794), Virginia (MLO-42722VA), Vermont (vt7206), Washington (MLO-7206), Wisconsin (7206), West Virginia (LO-7206), Wyoming (9711)