NMLS#
400491
About
Guaranteed Rate, Inc. 6
As your trusted Rate Loan Officer, Steve SchraderBachar aims to simplify the mortgage process, provide guidance from application to closing, and educate customers on their options. Whether you're a first-time homebuyer or an experienced owner, Steve and his team can assist with all your home financing needs. Contact Steve SchraderBachar for personalized assistance throughout your home financing journey.
Loan programs at
Guaranteed Rate, Inc. 6
- Down payment assistance: Offers grants and programs from federal and local governments to help overcome down payment obstacles for homeownership.
- Low down payment loans: Provides VA loans, FHA loans, and USDA loans with 0-10% down payment requirements.
- Veteran loans: Offers special opportunities for military service members and their families to build equity through real estate at a lower cost compared to typical homebuyers.
- Bank Statement loans: Allows self-employed borrowers to seek a home loan without tax returns, W2s, or pay stubs.
- Jumbo loans: Available for the purchase of larger properties or luxury homes in high-end real estate markets.
- Lock in your rate: Provides the option to lock in a mortgage rate for 60, 75, or 90 days without a signed contract while shopping for a house.
- Accelerated timelines: Same-Day program for getting loan approval in one day with options as little as 3% down.
- Physician loans: Affordable options for medical professionals, including paid mortgage insurance and a minimum down payment requirement of 5%.
- Foreign National loans: Available for non-US citizens without a social security number, green card, or visa, and no FICO score requirement.
- Reverse Mortgages: Provides additional income for homeowners over 62 years old who need supplement retirement income or cover long-term care expenses.
States
is licensed to work in
Arkansas (128950), Arizona (1037755), Colorado (100532394), Florida (LO107643), Georgia (400491), Hawaii (HI-400491), Iowa (26266), Illinois (031.0076615), Indiana (59517), Kansas (LO.0049457), Kentucky (MC792483), Michigan (400491), Minnesota (MN-MLO-400491), Missouri (400491), Nebraska (), New Mexico (), Ohio (MLO-OH.400491), Tennessee (400491)
Contact Lender
Steve SchraderBachar
1517 N. Ankeny Blvd Suite A, Ankeny, IA 50023
(515) 1707 965
(610) 7967 557