NMLS#
132849
About
Guaranteed Rate, Inc. 5
Guaranteed Rate, Inc. is a real estate lending company that offers a wide range of mortgage loan options. They aim to simplify the mortgage process and provide an easy-to-navigate home loan experience for their customers. With a focus on customer education, they ensure that clients understand their loan program choices and feel comfortable throughout the transaction. Whether it's assisting first-time home buyers or seasoned owners, their team of professionals is dedicated to meeting all home financing needs. They also offer other services such as HELOC, personal loans, reverse mortgages, and insurance. Additionally, Guaranteed Rate provides helpful tools and resources including mortgage calculators and a mobile app for convenient access to loan status, financial wellness tips, and more.
Loan programs at
Guaranteed Rate, Inc. 5
- Lightning fast fintech HELOC: Apply in 5 minutes and get your funds in as few as 5 days. No in-person appraisal required.
- Tap your home's equity with fixed-rate payments: Start that home improvement project or consolidate debt with loan terms up to 30 years.
- Get a personal loan: Get the extra financial help you need. Apply in minutes, get your funds in days.
- Down payment assistance: Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.
- Low down payment loans: We offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
- Veteran loans: Military service members and their families can build equity through real estate at a lower cost than typical homebuyers.
- Bank Statement loans: Self-employed borrowers can seek a home loan without tax returns, W2s, or pay stubs.
- Jumbo loans: Consider this type if you plan to purchase a larger property or luxury home in high-end real estate markets.
- Lock 'N' Roll: Lock in a mortgage rate for 60, 75, or 90 days without a signed contract.
- Same-Day program: Get your loan approved in one day with options as little as 3% down.
- Physician loans: An affordable option for medical professionals, including paid mortgage insurance and as little as 5% down.
- Foreign National loans: Available without a social security number, green card, or visa, and do not require a FICO score.
- Reverse Mortgages: A great option for homeowners over 62 who need additional income to supplement their retirement income or pay for long-term care.
States
is licensed to work in
Arizona (0949845), California (CA-DFPI132849), Colorado (100509198), Florida (LO46733), Georgia (69857), Iowa (32985), Illinois (031.0007746), Indiana (18507), Kentucky (MC700254), Michigan (132849), Minnesota (MN-MLO-132849), Tennessee (135788), Texas (), Washington (MLO-132849)
Contact Lender
Tom Lavallee
3940 N Ravensood Ave., Chicago, IL 60613
(847) 0445 274
(847) 2703 655