Loan Programs:

1. Mortgage:

- 30-year fixed rate: 6.525% APR, 0.942 points ($3,297.00), $2,218.00 monthly payment

- 15-year fixed rate: 5.500% APR, 0.983 points ($3,440.50), $2,859.79 monthly payment

- FHA loan: 5.750% APR, 0.788 points ($2,405.37), $1,918.06 monthly payment

- VA loans: 5.750% APR, 0.636 points ($2,598.70), $2,384.48 monthly payment

- Jumbo loans: 6.350% APR, 0.992 points ($8,928.00), $5,600.12 monthly payment

2. HELOC (Home Equity Line of Credit):

- Quick online application process

- Funds available in as few as 5 days

- No in-person appraisal required

3. Personal loans:

- Get extra financial help with quick approval and funding within days

4. Reverse mortgage:

- Available for homeowners over 62

- Provides additional income for retirement or long-term care expenses

5. Down payment assistance:

- Grants and programs to help overcome down payment obstacles

6. Low down payment loans:

- Offers VA loans, FHA loans, and USDA loans with 0-10% down payment requirements

7. Veteran loans:

- Special options for military service members and their families to build equity at a lower cost

8. Bank Statement loans:

- Self-employed borrowers can apply without tax returns, W2s, or pay stubs

9. Jumbo loans:

- For purchasing larger or luxury properties in high-end real estate markets

10. Lock ‘N’ Roll:

- Lock in a mortgage rate for 60, 75, or 90 days without a signed contract

11. Accelerated timelines:

- Same-Day program for one-day loan approval with as little as 3% down payment

12. Physician loans:

- Affordable mortgage options with paid mortgage insurance and as little as 5% down

13. Foreign National loans:

- Available without US citizenship, social security number, green card, or visa requirement

Please note that rates and program details are subject to change without notice. Be sure to consult with a loan officer for the most up-to-date information.