NMLS#
190021
About
Guaranteed Rate, Inc. 13
Guaranteed Rate, Inc. is a real estate lending company that offers a variety of services including mortgages, HELOCs, personal loans, reverse mortgages, and insurance. They have a team of experienced professionals, such as Lori Harless, who has almost 30 years of experience in the mortgage industry. The company aims to help customers achieve their dream of homeownership by providing the best loan products for their needs. They offer a range of loan options including low down payment loans, veteran loans, bank statement loans, jumbo loans, and physician loans. In addition, they provide helpful tools and references such as mortgage calculators and a first-time homebuyers guide. Guaranteed Rate, Inc. is committed to their customers' well-being and offers a convenient mobile app to monitor loan status, connect with the loan team, access calculators and tools, and track home value. They prioritize the holistic growth of their customers and believe in providing a seamless and convenient experience.
Loan programs at
Guaranteed Rate, Inc. 13
- Down payment assistance: Grants and programs available to overcome the obstacle of a down payment for homeownership.
- Low down payment loans: Offered VA loans, FHA loans, and USDA loans with 0-10% down payment requirements.
- Veteran loans: Special opportunities for military service members and their families to build equity through real estate at lower costs.
- Bank Statement loans: Self-employed borrowers can seek a home loan without tax returns, W2s, or pay stubs.
- Jumbo loans: Available for larger properties or luxury homes in high-end real estate markets.
- Lock in your rate: Mortgage rates can be locked for 60, 75, or 90 days while house shopping without a signed contract.
- Accelerated timelines: Same-Day program for loan approval in one day with options as little as 3% down.
- Physician loans: Affordable option for medical professionals, includes paid mortgage insurance and as little as 5% down.
- Foreign National loans: Available to non-US citizens without a social security number, green card, or visa, and no FICO score required.
- Reverse Mortgages: Suitable for homeowners over 62 who need additional income for retirement or long-term care expenses.
States
is licensed to work in
Florida (LO130907), Kentucky (MC828112), Ohio (MLO-OH.190021), South Carolina (MLO - 190021), West Virginia (LO-190021)
Contact Lender
Lori Harless
5 Summers Street, Charleston, WV 25301
(304) 4930 552