Guaranteed Rate, Inc. 10

NMLS#

430939

About

Guaranteed Rate, Inc. 10

Guaranteed Rate, Inc. is a real estate lending company that provides mortgage loans, HELOCs, personal loans, reverse mortgages, and insurance. They offer a variety of loan options, including low down payment loans, veteran loans, bank statement loans, jumbo loans, physician loans, and foreign national loans. They also provide helpful tools and references such as mortgage calculators, a first-time homebuyer's guide, and current mortgage rates. The company is committed to the overall well-being of their customers and offers a mobile app for easy access to loan monitoring, connecting with the loan team, calculators, tools, guides, advice, and tracking home value. Guaranteed Rate, Inc. prioritizes accessibility, privacy, and customer satisfaction while adhering to industry regulations.

Loan programs at

Guaranteed Rate, Inc. 10

Loan Programs:

1. Mortgage: Offers a variety of mortgage options such as 30-year fixed, 15-year fixed, FHA loans, VA loans, and jumbo loans. Rates and terms may vary.

2. HELOC (Home Equity Line of Credit): Lightning fast fintech option with a simple online application process. Get funds in as few as 5 days without an in-person appraisal.

3. Personal Loans: Provides extra financial help with quick approval times and funds disbursed within days. Apply online to get started.

4. Reverse Mortgage: Tailored for homeowners over 62 years old, this program offers additional income to supplement retirement or cover long-term care expenses.

5. Down Payment Assistance: Grants and programs are available from federal and local governments to help overcome the obstacle of a down payment for homeownership.

6. Low Down Payment Loans: Offers VA loans, FHA loans, and USDA loans with down payment requirements ranging from 0-10%.

7. Veteran Loans: Specifically designed for military service members and their families, these loans provide opportunities to build equity at a lower cost than typical homebuyers.

8. Bank Statement Loans: Allows self-employed borrowers to seek a home loan without tax returns, W2s, or pay stubs.

9. Jumbo Loans: Ideal for purchasing larger or luxury properties in high-end real estate markets.

10. Lock 'N' Roll: Lock in a mortgage rate for 60, 75, or 90 days without a signed contract, providing the flexibility to secure a lower rate while house shopping.

11. Same-Day Approval: Through the Same-Day program, applicants can get their loan approved in just one day with down payment options as little as 3%.

12. Physician Loans: Tailored for medical professionals, this program offers affordable financing options, including paid mortgage insurance and down payments as low as 5%.

13. Foreign National Loans: Available for non-US citizens without a social security number, green card, or visa. No FICO score is required.

Please note that specific terms, eligibility, and rates may vary depending on individual circumstances. It is recommended to contact Joshua Epps at Rate (NMLS #430939) to discuss the available options in detail.