NMLS#
1196177
About
Guaranteed Rate, Inc. 1
As your trusted Rate Loan Officer, Jeff Gomes aims to simplify the mortgage process and provide a seamless home loan experience. Jeff and his team pride themselves on educating customers throughout the transaction, ensuring a comprehensive understanding of options and comfort with chosen loan programs. Whether you're a first-time buyer or seasoned homeowner, Jeff can be relied upon for all your home financing needs. Feel free to reach out using the contact information on this page and utilize the website as a resource for your home financing journey.
Loan programs at
Guaranteed Rate, Inc. 1
Loan Programs:
1. Lightning fast fintech HELOC:
- Apply in 5 minutes and get your funds in as few as 5 days.
- No in-person appraisal required.
2. Tap your home's equity with fixed rate payments:
- Start that home improvement project or consolidate debt with loan terms up to 30 years.
3. Get a personal loan:
- Get the extra financial help you need.
- Apply in minutes, get your funds in days.
4. Down payment assistance:
- Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.
5. Low down payment loans:
- We offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
6. Veteran loans:
- Military service members and their families can build equity through real estate at a lower cost than typical homebuyers.
7. Bank Statement loans:
- Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s, or pay stubs.
8. Jumbo loans:
- Suitable for purchasing larger properties or luxury homes in high-end real estate markets.
9. Lock in your rate:
- Lock ‘N’ Roll: Lock in a mortgage rate for 60, 75, or 90 days without a signed contract.
- Secure a lower rate while house shopping with this program.
10. Accelerated timelines:
- Our Same-Day program facilitates getting your loan approved in one day with options as little as 3% down.
11. Physician loans:
- An affordable option for medical professionals, including paid mortgage insurance and as little as 5% down.
12. Foreign National loans:
- Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
13. Reverse Mortgages:
- A great option for homeowners over 62 who need additional income to supplement their retirement income or pay for long-term care.
Languages spoken at
Guaranteed Rate, Inc. 1
Portuguese, Spanish
States
is licensed to work in
Connecticut (LO-1196177), Florida (LO103677), New Jersey (), New York ()
Contact Lender
Jeff Gomes
4 Corporate Drive Suite 292, Shelton, CT 06484
(203) 8013 349
(872) 1581 808