NMLS#
106827
About
Guaranteed Rate Affinity, LLC 2
Guaranteed Rate Affinity, LLC is a real estate lending company. They offer a variety of mortgage programs, including VA loans, FHA loans, USDA loans, jumbo loans, and physician loans. They also provide services like down payment assistance, low down payment loans, and foreign national loans. Additionally, they offer a range of loan programs tailored for different needs, such as their Bank Statement Loan program for self-employed borrowers and the Lock ‘N’ Roll program that allows borrowers to secure a lower mortgage rate while house shopping. Their Same-Day program aims to approve loans in one day with options as little as 3% down. They have expertise in serving military service members and their families, providing them with opportunities to build equity through real estate at a lower cost. Furthermore, they offer lightning-fast HELOC applications and personal loans through their affiliate partner, Rate, Inc. Their goal is to simplify the mortgage process, educate customers about their options, and assist them from application to closing. The company is committed to helping individuals navigate their home financing journey and offers resources for first-time homebuyers.
Loan programs at
Guaranteed Rate Affinity, LLC 2
- Lightning fast fintech HELOC: Apply in 5 minutes and get funds in as few as 5 days. No in-person appraisal required.
- Down payment assistance: Grants and programs available from federal and local governments to assist with down payment for homeownership.
- Low down payment loans: VA loans, FHA loans, and USDA loans offered with 0-10% down payment requirements.
- Veteran loans: Special program for military service members and their families to build equity through real estate at a lower cost.
- Bank Statement loans: Self-employed borrowers can apply for a home loan without tax returns, W2s, or pay stubs.
- Jumbo loans: Ideal for purchasing larger or luxury properties in high-end real estate markets.
- Lock ‘N’ Roll: Lock in a mortgage rate for 60, 75, or 90 days without a signed contract.
- Same-Day program: Facilitates loan approval in one day, with options as little as 3% down.
- Physician loans: Affordable option for medical professionals, including paid mortgage insurance and as little as 5% down.
- Foreign National loans: Available for non-US citizens without a social security number, green card, or visa, and no FICO score required.
States
is licensed to work in
New Jersey (), Pennsylvania (97105)
Contact Lender
Alfonso Esposito
186 Center St, Ste 150, Clinton, NJ 08809