Guaranteed Rate Affinity 3

NMLS#

110401

About

Guaranteed Rate Affinity 3

Michael Wagner is the SVP of Mortgage Lending at Guaranteed Rate Affinity (NMLS #110401). He provides personalized mortgage solutions based on each client's unique financial goals. With a thorough understanding of various loan products and programs, Michael assists clients in making the best choice. Throughout the mortgage process, he serves as a consultant and guide, coordinating with a dedicated team of professionals to ensure a smooth transaction. Guaranteed Rate Affinity offers down payment assistance, low down payment loans, veteran loans, jumbo loans, rate lock programs, accelerated timelines, physician loans, and foreign national loans. They also provide a mortgage calculator and helpful tools like a first-time homebuyer's guide and current mortgage rates. Located at 686 Dekalb Pike, Blue Bell PA, 19422.

Loan programs at

Guaranteed Rate Affinity 3

- Down payment assistance: Grants and programs available from federal and local governments for homeownership.

- Low down payment loans: Offers VA loans, FHA loans, and USDA loans with 0-10% down payment requirements.

- Veteran loans: Specifically designed for military service members and their families to build equity through real estate at a lower cost.

- Bank Statement loans: Allows self-employed borrowers to seek a home loan without tax returns, W2s, or pay stubs.

- Jumbo loans: Suitable for purchasing larger or luxury properties in high-end real estate markets.

- Lock 'N' Roll: Lock in a mortgage rate for 60, 75, or 90 days without a signed contract, enabling a lower rate while house shopping.

- Same-Day program: Facilitates loan approval in one day with options as little as 3% down.

- Physician loans: An affordable option for medical professionals, offering paid mortgage insurance and down payments as low as 5%.

- Foreign National loans: Available for non-US citizens without requiring a social security number, green card, or visa.

- Mortgage Calculator: Use the monthly mortgage calculator to estimate the costs of buying a home.

- Helpful tools and references: First-time homebuyer's guide and current mortgage rates.

- Points: Explanation of what points are in relation to mortgage loans.

- Various mortgage rate assumptions for specific situations such as VA loans, FHA loans, jumbo loans, and more.

- Disclaimer: Clarifies that the information provided is not a mortgage loan approval or commitment to lend, and includes additional disclaimers about fees, costs, and APR.